Unlock Your Kiwisaver for Your Auckland Home

First Home Grant + Kiwisaver Withdrawal + Mortgage Strategy. We help you access your savings legally and efficiently to secure your deposit. Auckland-based experts.

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See Withdrawal Process

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Kiwisaver for First Home Buyers

Kiwisaver for First Home Buyers: Your Deposit Boost

Buying your first home in Auckland is challenging. Your Kiwisaver could be the key to unlocking your deposit. We help you combine your Kiwisaver withdrawal with the First Home Grant to maximise your buying power.

Withdraw

Withdraw Most of Your Balance You can withdraw most of your Kiwisaver savings (leaving $1,000 behind) to put towards your deposit.

First Home Grant Eligibility

First Home Grant Eligibility First-time buyers may qualify for up to $10,000 (couple) in government grants. We check your eligibility.

Auckland Price Caps

Auckland Price Caps We know the Auckland property price caps for grants. We'll help you find homes that qualify.

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Withdrawal Process Guide

First Home Withdrawal Process: Step-by-Step

Confused by the forms? Don’t worry. We guide you through every step to ensure your funds arrive in time for settlement.

Pre-Approval

We help you get mortgage pre-approval so you know your budget before applying for withdrawal.

Complete Forms

We provide the correct Kiwisaver first-home withdrawal forms and review them for errors.

Submit to Provider

You submit forms to your Kiwisaver provider (e.g., ANZ, ASB, KiwiSaver Corp). We follow up.

Funds to Solicitor

Approved funds are sent to your solicitor's trust account in time for settlement (usually 10-15 working days).

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Mortgage Strategy

Withdrawing Kiwisaver affects your overall financial picture. We ensure your mortgage structure works alongside your retirement savings long-term.

Contribution Holidays

Buying a home is expensive. We can advise on applying for a Kiwisaver contribution holiday to ease cash flow during your 1st year of ownership.

Residual Funds

Residual Funds What happens to the $1,000 left behind? We discuss whether to keep contributing or pause based on your budget.

Bank Assessment

Bank Assessment Banks look at Kiwisaver contributions as living expenses. We structure your loan application to account for this correctly.

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Calculate and confirm your loans

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The perfect pricings plans

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Monthly Yearly

Basic Plan

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$15 _/month

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Premium Plan

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$25 _/month

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Business Plan

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$45 _/month

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Basic Plan

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$25 _/month

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Premium Plan

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$45 _/month

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Business Plan

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$65 _/month

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Frequently asked questions

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