Personalized mortgage advice for every stage
Finding the right financial solution tailored just for you, backed by clear guidance through every step of your property journey.
Unlock hidden savings through refinancing
Shift your structure seamlessly to secure better interest rates, lower your repayments, or comfortably pay off debt faster.
Going far beyond standard brokerage
We actively navigate complex lender options on your behalf, ensuring a seamless and transparent path to long-term ownership.
Trusted lender network. Smarter matches. More ways to finance.
OUR LEADERSHIP
Meet the Vision Behind All Seasons Mortgage
MEET OUR DIRECTOR
Rajat Aggarwal
Director & Mortgage Adviser
I’m passionate about providing clients with the guidance, support, and advocacy they need to make informed decisions about their financial future.
As a Mortgage Adviser, I pride myself on building long-term relationships based on trust, integrity, and transparency. My goal is to provide a seamless and stress-free lending experience while ensuring every client’s unique needs are met.
Whether you’re a first-home buyer, a high-net-worth property investor, or looking to refinance your existing loan, I’m here to guide you through the lending process and help you achieve your property goals with confidence.
Let me help you navigate the complex world of lending with clarity and ease. Contact me today for expert advice on all your mortgage and finance needs.
OUR VALUES
The Principles That Guide Everything We Do
Trust & Integrity
We build lasting relationships through honesty and transparency, ensuring clients feel confident throughout their mortgage journey.
Expert Guidance
We simplify complex lending decisions by providing clear advice solutions to each client’s unique circumstances.
Client First
Our clients are at the heart of everything we do. We listen, understand, and work tirelessly to achieve the best possible outcomes.
Excellence
We are committed to delivering outstanding service, efficient processes, and professional support from application to settlement.
Transparency
We believe in open communication and keeping clients informed every step of the way, with no surprises along the journey.
Long-Term Partnerships
Our relationship doesn’t end when your loan settles. We’re here to support your future property and financial goals.
OUR SERVICES
Financial Solutions For Every Stage Of Life
Expert guidance and tailored lending solutions to help you purchase your first home with confidence.
Why Choose Us
Why More Kiwis Choose All Seasons Mortgage
Whether you’re buying your first home, refinancing, or investing, our mortgage specialists help you secure the right lending solution with confidence.
Compare Multiple Lenders
We Negotiate For You
Smarter Mortgage Structures
We Speak Your Language
Support Until Settlement
Mortgage + Insurance + KiwiSaver
Our Advisory Team
TRUSTED BY FIRST HOME BUYERS
Helping Kiwis Achieve Homeownership
Whether you’re just getting started or already found your dream home, our advisers are here to guide you every step of the way.
Mortgage Calculator
Loan Summary
This calculator provides estimates only and should not be considered financial advice.
FAQs
Frequently Asked Questions
Your borrowing capacity depends on your income, existing debts, living expenses, deposit and the lender's assessment criteria. We can assess your financial position and help estimate how much you may be able to borrow.
In many cases, our mortgage advice is provided at no direct cost to eligible clients because we are generally paid by the lender after settlement. We'll explain how our services work before you proceed.
We work with a range of trusted lenders, allowing us to compare suitable home loan options and recommend solutions based on your financial goals and circumstances.
Approval timeframes vary depending on the lender and your individual application. Having all the required documents ready can help make the process more efficient.
Yes. We regularly assist self-employed clients and understand that income verification can differ from standard PAYE applications. We'll guide you through the documentation required and discuss suitable lending options.
Yes. In addition to mortgage advice, we also provide guidance on insurance and KiwiSaver, helping you protect your family, your home and your long-term financial future.
No. We assist clients at every stage of their property journey, including first-home buyers, existing homeowners, property investors, those refinancing their mortgage, and clients building or developing property.
